Electronic payments refer to any form of payment that is made using electronic means, such as through a computer or mobile device. This can include online transactions, debit card purchases, credit card payments, and other forms of digital money transfers. The term encompasses a wide range of methods for making payments without the need to physically exchange cash or checks. Electronic payments are often faster, more convenient, and more secure than traditional payment methods, as they can be completed with just a few clicks or taps on a device.